With our state-of-the-art online banking tool and mobile banking app, managing your company’s finances is fast, secure, and effortless. The Lake Shore online banking tool and mobile banking app offer 24/7/365 access for real time balance updates and instant transfers. Pay bills online and access free e-statements from anywhere at any time.

Make deposits 24/7 without leaving your office. A web-based system, it provides the ease of securely depositing checks from a desktop scanner, a compatible smartphone, or tablet.

Control your cash flow by collecting or sending payments electronically. You can create payroll direct deposit, make electronic payments, and pay employee expense reimbursements.

Benefits Include:

• Automates payroll to employees and payments you owe to others;
• Eliminates check handling, manual payment processing, and postage expense;
• Ensures timely delivery, transmitting on specified dates;
• Expedites the notification of returned entries; and
• Streamlines the reconcilement process

Securely and quickly receive and transfer funds electronically between domestic or international financial institutions. Initiate domestic transfers through online banking, or both domestic and international wire transfers at any Lake Shore Bank location.

This cash-management service is a safe and efficient method to deter check fraud. Integrated into our Business Online Banking, this service matches the checks you issue with those presented for payment – alerting you to potential fraud.

Set target balances for your business checking accounts and automatically sweep excess funds for a specific purpose, such as paying down a line of credit.

With our Account Analysis service, we can help you optimize your cash management. By reviewing your account statements, fees, and potential earnings credits, we can help make sure you are making the most efficient use of our services.

Improve the way you do business with secure, customized, and cost-effective payment and card processing solutions specific to your trade. Also known as payment processing, Merchant Services allow businesses to accept various forms of payment like credit cards, debit cards, and online payments. Lake Shore Bank business customers can access a complete online system including equipment, monthly merchant statements, and a designated account manager.

Lake Shore Bank is proud to offer FedNow® receive-only capabilities as part of our enhanced Treasury Management solutions. This cutting-edge service allows your business to receive instant payments 24/7/365, giving you faster access to funds and improved cash flow visibility.

Whether you’re collecting customer payments, vendor remittances, or government disbursements, FedNow’s real-time settlement ensures your incoming payments are secure, immediate, and reliable.

Join the future of payments with Lake Shore Bank. Contact our Treasury Management team today to learn how FedNow receive-only services can streamline your operations.